Soak the broken up bread in the milk until soft.Grate the apple and add. Beat until smooth.
Add all the other ingredients except the butter and stir well. Melt the butter and pour HALF into the mixture. Stir in well and then spread the mixture into 11" X 8" dish/tin and then pour over the remaining butter.
Bake at 160 degrees C or equivalent for 2 hours and then increase the heat to 190 and bake for a further 30 mins.
Sprinkle with brown sugar whilst still hot. Leave to cool and then cut into squares.
Great for lunch boxes, tea (or a dessert when hot). Scrummy comfort food.